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Plan Ahead! Our website will go down for server maintenance at 7 PM FRIDAY, April 19th, and will remain inaccessible Saturday and possibly Sunday as well. Counselors and our Help Desk will be unavailable from Friday 7 PM until Monday 6 AM PST.

The page or resource you requested is only available to registered users of this site. If you already have an account or you have already registered for the Summit On-Line Credit counseling course, please log in by entering your login ID and password in the form below. Otherwise, please take a moment to create a FREE user account.
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Note: If your husband or wife has already registered you will need to create a separate account. First make sure that he or she has logged out. Then create a new account for yourself.